# Organization and Operations of Federal Credit Unions
> **US National Credit Union Administration** · Final rule. · Published 2001-09-19 · Effective 2001-10-19 · 66 FR 48205
## Document
- **Document number:** 01-23289
- **Category:** final-rule
- **Agency:** US National Credit Union Administration
- **Federal Register citation:** 66 FR 48205
- **CFR reference:** 12 CFR 701
- **Publication date:** 2001-09-19
- **Effective date:** 2001-10-19
## Abstract

NCUA is issuing a final rule that relaxes certain provisions in NCUA's regulations for advertising and posting notice of nondiscrimination in real estate-related lending. The rule provides a federal credit union (FCU) with flexibility in how it gives notice when advertising and allows an FCU to display either the NCUA lobby poster or a similar poster prepared by the United States Department of Housing and Urban Development. The rule also prohibits advertising with words, symbols, models, or other forms of communication that suggest a discriminatory preference or policy of exclusion in violation of the Fair Housing Act or the Equal Credit Opportunity Act.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2001/09/19/01-23289/organization-and-operations-of-federal-credit-unions)
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