# Truth in Lending
> **US Federal Reserve System** · Interim rule; request for comments. · Published 2001-03-30 · Effective 2001-03-30 · 66 FR 17329
## Document
- **Document number:** 01-7727
- **Category:** other
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 66 FR 17329
- **CFR reference:** 12 CFR 226
- **Publication date:** 2001-03-30
- **Effective date:** 2001-03-30
- **Docket:** Regulation Z
## Abstract

The Board is adopting an interim final rule amending Regulation Z, which implements the Truth in Lending Act, to establish uniform standards for the electronic delivery of disclosures required by the act and regulation. The rule provides guidance on the timing and delivery of electronic disclosures to ensure consumers have adequate opportunity to access and retain cost information when shopping for credit or before becoming obligated for an extension of credit. (Similar rules are being adopted under other consumer financial services and fair lending regulations administered by the Board.) Under the rule, creditors may deliver disclosures electronically if they obtain consumers' affirmative consent in accordance with the Electronic Signatures in Global and National Commerce Act. In addition, the regulation is revised to allow creditors to provide disclosures in foreign languages. The rule is being adopted as an interim rule to allow for additional public comment.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2001/03/30/01-7727/truth-in-lending)
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