The Federal Trade Commission ("FTC" or "Commission") is issuing a final Safeguards Rule, as required by section 501(b) of the Gramm-Leach-Bliley Act ("G-L-B Act" or "Act"), to establish standards relating to administrative, technical and physical information safeguards for financial institutions subject to the Commission's jurisdiction. As required by section 501(b), the standards are intended to: Ensure the security and confidentiality of customer records and information; protect against any anticipated threats or hazards to the security or integrity of such records; and protect against unauthorized access to or use of such records or information that could result in substantial harm or inconvenience to any customer.