# Truth in Lending
> **US Federal Reserve System** · Final rule; official staff interpretation. · Published 2002-04-09 · Effective 2002-04-09 · 67 FR 16980
## Document
- **Document number:** 02-8373
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 67 FR 16980
- **CFR reference:** 12 CFR 226
- **Publication date:** 2002-04-09
- **Effective date:** 2002-04-09
- **Docket:** Regulation Z
## Abstract

The Board is publishing revisions to the official staff commentary to Regulation Z, which implements the Truth in Lending Act. The commentary applies and interprets the requirements of Regulation Z. The revisions clarify how creditors that place Truth in Lending Act disclosures on the same document with the credit contract may satisfy the requirement for providing the disclosures, in a form the consumer may keep, before consummation. In addition, the revisions provide guidance on disclosing costs for certain credit insurance policies and on the definition of "business day" for purposes of the right to rescind certain home-secured loans. The Board is also publishing technical corrections to the commentary and regulation.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2002/04/09/02-8373/truth-in-lending)
---
*AI Analytics · CC0 1.0*