# Effective Dates for the Fair and Accurate Credit Transactions Act of 2003
> **US Federal Reserve System** · Joint interim final rules. · Published 2003-12-24 · Effective 2003-12-31 · 68 FR 74467
## Document
- **Document number:** 03-31359
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 68 FR 74467
- **CFR reference:** 12 CFR 222
- **Publication date:** 2003-12-24
- **Effective date:** 2003-12-31
- **Docket:** Regulation V
## Abstract

The recently enacted Fair and Accurate Credit Transactions Act of 2003 (FACT Act or the Act) requires the Board and the FTC (the Agencies) jointly to adopt rules establishing the effective dates for provisions of the Act that do not contain specific effective dates. The Agencies are taking two related actions to comply with this requirement. In this action, the Agencies are jointly adopting interim final rules that establish December 31, 2003, as the effective date for provisions of the Act that determine the relationship between the Fair Credit Reporting Act (FCRA) and state laws and provisions that authorize rulemakings or other implementing action by various agencies. In the second action, published elsewhere in today's Federal Register, the Agencies jointly propose rules establishing a schedule of effective dates for other provisions of the FACT Act.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2003/12/24/03-31359/effective-dates-for-the-fair-and-accurate-credit-transactions-act-of-2003)
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