# Deposit Insurance Regulations; Living Trust Accounts
> **US Federal Deposit Insurance Corporation** · Final rule. · Published 2004-01-21 · 69 FR 2825
## Document
- **Document number:** 04-1198
- **Category:** final-rule
- **Agency:** US Federal Deposit Insurance Corporation
- **Federal Register citation:** 69 FR 2825
- **CFR reference:** 12 CFR 330
- **Publication date:** 2004-01-21
## Abstract

The FDIC is amending its regulations to clarify and simplify the deposit insurance coverage rules for living trust accounts. The rules are amended to provide coverage up to $100,000 per qualifying beneficiary who, as of the date of an insured depository institution failure, would become the owner of the living trust assets upon the account owner's death.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/01/21/04-1198/deposit-insurance-regulations-living-trust-accounts)
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