# Availability of Funds and Collection of Checks
> **US Federal Reserve System** · Final rule. · Published 2004-08-04 · Effective 2004-10-28 · 69 FR 47290
## Document
- **Document number:** 04-17362
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 69 FR 47290
- **CFR reference:** 12 CFR 229
- **Publication date:** 2004-08-04
- **Effective date:** 2004-10-28
- **Docket:** Regulation CC
## Abstract

The Board of Governors is publishing final amendments to Regulation CC that add a new subpart D, with commentary, to implement the Check Clearing for the 21st Century Act. These amendments set forth the requirements of the Act that apply to banks, a model consumer awareness disclosure and other model notices, and indorsement and identification requirements for substitute checks. The final amendments also clarify some existing provisions of the rule and commentary.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/08/04/04-17362/availability-of-funds-and-collection-of-checks)
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