# Disposal of Consumer Report Information and Records
> **US Federal Trade Commission** · Final rule. · Published 2004-11-24 · Effective 2005-06-01 · 69 FR 68690
## Document
- **Document number:** 04-25937
- **Category:** final-rule
- **Agency:** US Federal Trade Commission
- **Federal Register citation:** 69 FR 68690
- **CFR reference:** 16 CFR 682
- **Publication date:** 2004-11-24
- **Effective date:** 2005-06-01
## Abstract

The Fair and Accurate Credit Transactions Act of 2003 ("FACT Act" or "Act") requires the Federal Reserve Board, Office of the Comptroller of the Currency, Federal Deposit Insurance Corporation, Office of Thrift Supervision, National Credit Union Administration, Securities and Exchange Commission, and Federal Trade Commission, in coordination with one another, to adopt consistent and comparable rules regarding the proper disposal of consumer report information and records. This final rule implements this requirement.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/11/24/04-25937/disposal-of-consumer-report-information-and-records)
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