# Prohibition Against Circumventing Treatment as a Nationwide Consumer Reporting Agency
> **US Federal Trade Commission** · Interim final rule, request for comment. · Published 2004-02-24 · Effective 2004-03-03 · 69 FR 8532
## Document
- **Document number:** 04-3978
- **Category:** final-rule
- **Agency:** US Federal Trade Commission
- **Federal Register citation:** 69 FR 8532
- **CFR reference:** 16 CFR 603
- **Publication date:** 2004-02-24
- **Effective date:** 2004-03-03
## Abstract

The recently enacted Fair and Accurate Credit Transactions Act of 2003 (FACT Act or the Act) requires the FTC to adopt rules to prevent consumer reporting agencies from avoiding treatment as nationwide consumer reporting agencies. In this action, the FTC is adopting, and seeking comment on, an interim final rule that prohibits consumer reporting agencies from avoiding these obligations through any means, including corporate structuring or technological methods.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/02/24/04-3978/prohibition-against-circumventing-treatment-as-a-nationwide-consumer-reporting-agency)
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