# Truth in Lending
> **US Federal Reserve System** · Final rule. · Published 2004-03-31 · Effective 2004-04-01 · 69 FR 16769
## Document
- **Document number:** 04-7150
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 69 FR 16769
- **CFR reference:** 12 CFR 226
- **Publication date:** 2004-03-31
- **Effective date:** 2004-04-01
- **Docket:** Regulation Z
## Abstract

The Board is publishing revisions to Regulation Z, which implements the Truth in Lending Act, and to the staff commentary to the regulation. Regulation Z is revised to add an interpretative rule of construction providing that where the word "amount" is used in the regulation to describe disclosure requirements, it refers to a numerical amount. The staff commentary is revised to provide guidance on consumers' exercise of the right to rescind certain home-secured loans. In addition, several technical revisions to the staff commentary are being published.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2004/03/31/04-7150/truth-in-lending)
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