# Prescreen Opt-Out Disclosure
> **US Federal Trade Commission** · Final rule. · Published 2005-01-31 · Effective 2005-08-01 · 70 FR 5022
## Document
- **Document number:** 05-1678
- **Category:** final-rule
- **Agency:** US Federal Trade Commission
- **Federal Register citation:** 70 FR 5022
- **CFR reference:** 16 CFR 642
- **Publication date:** 2005-01-31
- **Effective date:** 2005-08-01
- **Docket:** RIN 3084-AA94
## Abstract

The Fair and Accurate Credit Transactions Act of 2003 ("FACT Act" or "Act") directs the Federal Trade Commission ("FTC" or "Commission"), in consultation with the Federal banking agencies and the National Credit Union Administration, to adopt a rule to improve the required notice to consumers regarding their right to opt out of prescreened solicitations for credit or insurance. This final rule implements this requirement.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2005/01/31/05-1678/prescreen-opt-out-disclosure)
---
*AI Analytics · CC0 1.0*