# Collection of Checks and Other Items by Federal Reserve Banks and Funds Transfers Through Fedwire and Availability of Funds and Collection of Checks
> **US Federal Reserve System** · Final rule. · Published 2005-11-28 · 70 FR 71218
## Document
- **Document number:** 05-23331
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 70 FR 71218
- **CFR reference:** 12 CFR 210
- **Publication date:** 2005-11-28
- **Docket:** Regulations J and CC
## Abstract

The Board of Governors is adopting a final rule amending Regulation CC to define "remotely created checks" and to create transfer and presentment warranties for such checks. The purpose of the amendments is to shift liability for unauthorized remotely created checks to the depositary bank, which is generally the bank for the person that initially created and deposited the remotely created check. The Board is also adopting conforming cross-references to the new warranties in Regulation J.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2005/11/28/05-23331/collection-of-checks-and-other-items-by-federal-reserve-banks-and-funds-transfers-through-fedwire)
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