# Sample Income Data To Meet the Low-Income Definition
> **US National Credit Union Administration** · Final rule. · Published 2011-06-24 · Effective 2011-07-25 · 76 FR 36976
## Document
- **Document number:** 2011-15731
- **Category:** final-rule
- **Agency:** US National Credit Union Administration
- **Federal Register citation:** 76 FR 36976
- **CFR reference:** 12 CFR 701
- **Publication date:** 2011-06-24
- **Effective date:** 2011-07-25
## Abstract

The NCUA is amending its regulation to permit federal credit unions (FCUs) that do not qualify for a low-income designation using the geo-coding software the agency has developed for that purpose to submit an analysis of a statistically valid sample of member income data as evidence they qualify for the designation. The final rule, by permitting FCUs to use a statistically valid sample of member incomes drawn from loan files or a survey, eases the burden on FCUs seeking to qualify for a low-income designation. The final rule is very similar to the proposed, with additional wording about not combining a survey and loan file review.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2011/06/24/2011-15731/sample-income-data-to-meet-the-low-income-definition)
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