On January 4, 2011, President Obama signed Senate Bill 4036 into law, which, among other things, amended the statutory definitions of "net worth" and "equity ratio" in the Federal Credit Union Act. Through this final rule, NCUA is making conforming amendments to the definition of "net worth" as it appears in NCUA's Prompt Corrective Action regulation and the definition of "equity ratio" as it appears in NCUA's Requirements for Insurance regulation. NCUA is also making technical changes in other regulations to ensure clarity and consistency in the use of the term "net worth," as it is applied to federally-insured credit unions.