# Interest Rate Risk Policy and Program
> **US National Credit Union Administration** · Final rule. · Published 2012-02-02 · Effective 2012-09-30 · 77 FR 5155
## Document
- **Document number:** 2012-2091
- **Category:** final-rule
- **Agency:** US National Credit Union Administration
- **Federal Register citation:** 77 FR 5155
- **CFR reference:** 12 CFR 741
- **Publication date:** 2012-02-02
- **Effective date:** 2012-09-30
## Abstract

NCUA is issuing a final rule requiring Federally insured credit unions to develop and adopt a written policy on interest rate risk management and a program to effectively implement that policy, as part of their asset liability management responsibilities. The interest rate risk policy and implementation program will be among the factors NCUA will consider in determining a credit union's insurability. To assist credit unions, the final rule includes an appendix setting forth guidance on developing an interest rate risk policy and an effective implementation program based on generally recognized best practices for safely and soundly managing interest rate risk.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2012/02/02/2012-2091/interest-rate-risk-policy-and-program)
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