# Enhanced Prudential Standards for Bank Holding Companies and Foreign Banking Organizations
> **US Federal Reserve System** · Final rule; request for public comment on Paperwork Reduction Act burden estimates only. · Published 2014-03-27 · Effective 2014-06-01 · 79 FR 17240
## Document
- **Document number:** 2014-05699
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 79 FR 17240
- **CFR reference:** 12 CFR 252
- **Publication date:** 2014-03-27
- **Effective date:** 2014-06-01
- **Docket:** Regulation YY
## Abstract

The Board is adopting amendments to Regulation YY to implement certain of the enhanced prudential standards required to be established under section 165 of the Dodd-Frank Wall Street Reform and Consumer Protection Act for bank holding companies and foreign banking organizations with total consolidated assets of $50 billion or more. The enhanced prudential standards include risk-based and leverage capital requirements, liquidity standards, requirements for overall risk management (including establishing a risk committee), stress-test requirements, and a 15-to-1 debt-to-equity limit for companies that the Financial Stability Oversight Council (Council) has determined pose a grave threat to financial stability. The amendments also establish risk-committee requirements and capital stress-testing requirements for certain bank holding companies and foreign banking organizations with total consolidated assets of $10 billion or more. The rule does not impose enhanced prudential standards on nonbank financial companies designated by the Council for supervision by the Board.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2014/03/27/2014-05699/enhanced-prudential-standards-for-bank-holding-companies-and-foreign-banking-organizations)
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