# Removal of Transferred OTS Regulations Regarding Fair Credit Reporting and Amendments; Amendment to the “Creditor” Definition in Identity Theft Red Flags Rule; Removal of FDIC Regulations Regarding Fair Credit Reporting Transferred to the Consumer Financial Protection Bureau
> **US Federal Deposit Insurance Corporation** · Final rule. · Published 2015-10-28 · Effective 2015-11-27 · 80 FR 65913
## Document
- **Document number:** 2015-27291
- **Category:** final-rule
- **Agency:** US Federal Deposit Insurance Corporation
- **Federal Register citation:** 80 FR 65913
- **CFR reference:** 12 CFR 334
- **Publication date:** 2015-10-28
- **Effective date:** 2015-11-27
## Abstract

The Federal Deposit Insurance Corporation (FDIC) is adopting a final rule (Final Rule) to make several amendments to its regulations covering "Fair Credit Reporting." The amendments conform FDIC Fair Credit Reporting regulations to the Dodd-Frank Act by consolidating the regulations for all institutions for which the FDIC is the appropriate Federal banking agency into a single part. The amendments also address the role of the Consumer Financial Protection Bureau in promulgating rules relating to Fair Credit Reporting.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2015/10/28/2015-27291/removal-of-transferred-ots-regulations-regarding-fair-credit-reporting-and-amendments-amendment-to)
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