# 2018-2020 Enterprise Housing Goals
> **US Federal Housing Finance Agency** · Final rule. · Published 2018-02-12 · Effective 2018-03-14 · 83 FR 5878
## Document
- **Document number:** 2018-02649
- **Category:** final-rule
- **Agency:** US Federal Housing Finance Agency
- **Federal Register citation:** 83 FR 5878
- **CFR reference:** 12 CFR 1282
- **Publication date:** 2018-02-12
- **Effective date:** 2018-03-14
## Abstract

The Federal Housing Finance Agency (FHFA) is issuing a final rule on the housing goals for Fannie Mae and Freddie Mac (the Enterprises) for 2018 through 2020. The Federal Housing Enterprises Financial Safety and Soundness Act of 1992 (the Safety and Soundness Act) requires FHFA to establish annual housing goals for mortgages purchased by the Enterprises. The housing goals include separate categories for single-family and multifamily mortgages on housing that is affordable to low-income and very low-income families, among other categories. The final rule establishes the benchmark levels for each of the housing goals and subgoals for 2018 through 2020. In addition, the final rule makes a number of clarifying and conforming changes, including revisions to the requirements for the housing plan that an Enterprise may be required to submit to FHFA in response to a failure to achieve one or more of the housing goals or subgoals.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2018/02/12/2018-02649/2018-2020-enterprise-housing-goals)
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