# Availability of Funds and Collection of Checks
> **US Federal Reserve System** · Final rule. · Published 2018-09-17 · Effective 2019-01-01 · 83 FR 46849
## Document
- **Document number:** 2018-20029
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 83 FR 46849
- **CFR reference:** 12 CFR 229
- **Publication date:** 2018-09-17
- **Effective date:** 2019-01-01
- **Docket:** Regulation CC
## Abstract

The Board is publishing a final rule that amends Subpart C of Regulation CC to address situations where there is a dispute as to whether a check has been altered or was issued with an unauthorized signature, and the original paper check is not available for inspection. This rule adopts a presumption of alteration for disputes between banks over whether a substitute check or electronic check contains an alteration or is derived from an original check that was issued with an unauthorized signature of the drawer.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2018/09/17/2018-20029/availability-of-funds-and-collection-of-checks)
---
*AI Analytics · CC0 1.0*