# Regulations H and K: Registration of Mortgage Loan Originators
> **US Federal Reserve System** · Final rule. · Published 2019-05-15 · Effective 2019-06-14 · 84 FR 21691
## Document
- **Document number:** 2019-09948
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 84 FR 21691
- **CFR reference:** 12 CFR 208
- **Publication date:** 2019-05-15
- **Effective date:** 2019-06-14
- **Docket:** Docket No. R-1622 and RIN 7100 AF-16
## Abstract

The Board of Governors of the Federal Reserve System (Board) is repealing its regulations that incorporated the Secure and Fair Enforcement for Mortgage Licensing Act (the S.A.F.E. Act). Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd- Frank Act) transferred rulemaking authority for a number of consumer financial protection laws, including the S.A.F.E. Act, from the Board to the Bureau of Consumer Financial Protection (Bureau). In December 2011, the Bureau published an interim final rule, incorporating the S.A.F.E. Act into its Regulations G and H. In April 2016, the Bureau finalized the interim final rule. Accordingly, the Board is repealing its S.A.F.E. Act regulations.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2019/05/15/2019-09948/regulations-h-and-k-registration-of-mortgage-loan-originators)
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