# Stress Testing of Regulated Entities
> **US Federal Housing Finance Agency** · Final rule. · Published 2020-03-24 · Effective 2020-03-24 · 85 FR 16528
## Document
- **Document number:** 2020-05476
- **Category:** final-rule
- **Agency:** US Federal Housing Finance Agency
- **Federal Register citation:** 85 FR 16528
- **CFR reference:** 12 CFR 1238
- **Publication date:** 2020-03-24
- **Effective date:** 2020-03-24
## Abstract

The Federal Housing Finance Agency (FHFA) is adopting a final rule that amends its stress testing rule, consistent with section 401 of the Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRRCPA). These amendments adopt the proposed amendments without change to modify the minimum threshold for the regulated entities to conduct stress tests increased from $10 billion to $250 billion; removal of the requirements for Federal Home Loan Banks (Banks) subject to stress testing; and removal of the adverse scenario from the list of required scenarios. These amendments align FHFA's rule with rules adopted by other financial institution regulators that implement the Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank Act) stress testing requirements, as amended by EGRRCPA.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2020/03/24/2020-05476/stress-testing-of-regulated-entities)
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