# Community Reinvestment Act Regulations
> **US Federal Reserve System** · Joint final rule; technical amendment. · Published 2020-12-23 · Effective 2021-01-01 · 85 FR 83747
## Document
- **Document number:** 2020-28116
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 85 FR 83747
- **CFR reference:** 12 CFR 228
- **Publication date:** 2020-12-23
- **Effective date:** 2021-01-01
- **Docket:** Regulation BB
## Abstract

The Board and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define "small bank" and "intermediate small bank." As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W).

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2020/12/23/2020-28116/community-reinvestment-act-regulations)
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