# Regulation D: Reserve Requirements of Depository Institutions
> **US Federal Reserve System** · Final rule. · Published 2021-02-10 · Effective 2021-03-12 · 86 FR 8853
## Document
- **Document number:** 2020-28756
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 86 FR 8853
- **CFR reference:** 12 CFR 204
- **Publication date:** 2021-02-10
- **Effective date:** 2021-03-12
- **Docket:** Docket No. R-1702
## Abstract

The Board of Governors of the Federal Reserve System ("Board") is adopting as a final rule, without change, its March 24, 2020 interim final rule amending its Regulation D (Reserve Requirements of Depository Institutions) to lower reserve requirement ratios on transaction accounts maintained at depository institutions to zero percent.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2021/02/10/2020-28756/regulation-d-reserve-requirements-of-depository-institutions)
---
*AI Analytics · CC0 1.0*