# Duties of Creditors Regarding Risk-Based Pricing Rule
> **US Federal Trade Commission** · Final rule. · Published 2021-09-17 · Effective 2021-10-18 · 86 FR 51795
## Document
- **Document number:** 2021-19908
- **Category:** final-rule
- **Agency:** US Federal Trade Commission
- **Federal Register citation:** 86 FR 51795
- **CFR reference:** 16 CFR 640
- **Publication date:** 2021-09-17
- **Effective date:** 2021-10-18
## Abstract

The Federal Trade Commission ("FTC" or "Commission") is issuing a final rule ("Final Rule") to amend its Duties of Creditors Regarding Risk-Based Pricing Rule ("Risk-Based Pricing Rule") and its related model notice to correspond to changes made to the Fair Credit Reporting Act ("FCRA") by the Dodd-Frank Act and to clarify the model notice.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2021/09/17/2021-19908/duties-of-creditors-regarding-risk-based-pricing-rule)
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