# Enterprise Regulatory Capital Framework-Prescribed Leverage Buffer Amount and Credit Risk Transfer
> **US Federal Housing Finance Agency** · Final rule. · Published 2022-03-16 · Effective 2022-05-16 · 87 FR 14764
## Document
- **Document number:** 2022-04529
- **Category:** final-rule
- **Agency:** US Federal Housing Finance Agency
- **Federal Register citation:** 87 FR 14764
- **CFR reference:** 12 CFR 1240
- **Publication date:** 2022-03-16
- **Effective date:** 2022-05-16
## Abstract

The Federal Housing Finance Agency (FHFA or the Agency) is adopting a final rule (final rule) that amends the Enterprise Regulatory Capital Framework (ERCF) by refining the prescribed leverage buffer amount (PLBA or leverage buffer) and credit risk transfer (CRT) securitization framework for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac, and with Fannie Mae, each an Enterprise). The final rule also makes technical corrections to various provisions of the ERCF that was published on December 17, 2020.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2022/03/16/2022-04529/enterprise-regulatory-capital-framework-prescribed-leverage-buffer-amount-and-credit-risk-transfer)
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