# Enterprise Regulatory Capital Framework-Commingled Securities, Multifamily Government Subsidy, Derivatives, and Other Enhancements
> **US Federal Housing Finance Agency** · Final rule. · Published 2023-11-30 · Effective 2024-04-01 · 88 FR 83467
## Document
- **Document number:** 2023-26078
- **Category:** final-rule
- **Agency:** US Federal Housing Finance Agency
- **Federal Register citation:** 88 FR 83467
- **CFR reference:** 12 CFR 1240
- **Publication date:** 2023-11-30
- **Effective date:** 2024-04-01
## Abstract

The Federal Housing Finance Agency (FHFA or the Agency) is adopting a final rule that amends several provisions in the Enterprise Regulatory Capital Framework (ERCF) for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac, and with Fannie Mae, each an Enterprise). The final rule includes modifications related to guarantees on commingled securities, multifamily mortgage exposures secured by government-subsidized properties, and derivatives and cleared transactions, among other items.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2023/11/30/2023-26078/enterprise-regulatory-capital-framework-commingled-securities-multifamily-government-subsidy)
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