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Regulation D: Reserve Requirements of Depository Institutions

Fed · final-rule · Published 2025-11-24 · Effective 2025-12-24 · 90 FR 52849

Document

Document number
2025-20744
Federal Register citation
90 FR 52849
CFR reference
12 CFR 204
Type
Rule
Action
Final rule.
Category
final-rule
Agency
US Federal Reserve System
Publication date
2025-11-24
Effective date
2025-12-24
Docket
Docket No. R-1881

Abstract

The Board is amending Regulation D, Reserve Requirements of Depository Institutions, to reflect the annual indexing of the reserve requirement exemption amount and the low reserve tranche for 2026. The annual indexation of these amounts is required notwithstanding the Board's action in March 2020 of setting all reserve requirement ratios to zero. The Board is amending Regulation D to set the reserve requirement exemption amount at $39.2 million (increased from $37.8 million in 2025) and the amount of the low reserve tranche at $674.1 million (increased from $645.8 million in 2025). The adjustments to both of these amounts are derived using statutory formulas specified in the Federal Reserve Act (the "Act"). The annual indexation of the reserve requirement exemption amount and low reserve tranche is required by statute but will not affect depository institutions' reserve requirements, which will remain zero.

Source

Authoritative
Federal Register document
Machine
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