FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo
FDIC · final-rule · Published 2025-11-28 · 90 FR 54544
Document
Document number
2025-21461
Federal Register citation
90 FR 54544
CFR reference
12 CFR 328
Type
Rule
Action
Final rule; delay of compliance date.
Category
final-rule
Agency
US Federal Deposit Insurance Corporation
Publication date
2025-11-28
Abstract
On December 20, 2023, the FDIC adopted a final rule that, among other things, amended the FDIC's official sign and advertisement of membership requirements for insured depository institutions (IDIs). The current compliance date for requirements related to displaying the official digital sign on IDIs' digital deposit-taking channels and automated teller machines (ATMs) and like devices is March 1, 2026. The FDIC is delaying the March 1, 2026, compliance date to January 1, 2027. This delay will provide certainty and minimize undue burden on IDIs while the FDIC completes consideration of a proposal to amend requirements related to digital deposit-taking channels and ATMs and like devices.