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FDIC Official Signs, Advertisement of Membership, False Advertising, Misrepresentation of Insured Status, and Misuse of the FDIC's Name or Logo

FDIC · final-rule · Published 2026-01-29 · Effective 2026-03-02 · 91 FR 3801

Document

Document number
2026-01806
Federal Register citation
91 FR 3801
CFR reference
12 CFR 328
Type
Rule
Action
Final rule.
Category
final-rule
Agency
US Federal Deposit Insurance Corporation
Publication date
2026-01-29
Effective date
2026-03-02

Abstract

The Federal Deposit Insurance Corporation (FDIC) is amending its signage requirements for insured depository institutions' (IDIs) digital deposit-taking channels and automated teller machines (ATMs) and like devices. This final rule is intended to address implementation issues and sources of potential confusion raised following the adoption of signage requirements for these banking channels in 2023. The final rule provides additional flexibility to IDIs while also enabling consumers to better understand when they are conducting business with an IDI and when their funds are protected by the FDIC's deposit insurance coverage.

Source

Authoritative
Federal Register document
Machine
JSON-LD · Markdown