# Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks; Loans to Holding Companies and Affiliates
> **US Federal Reserve System** · Final rule. · Published 1995-06-13 · Effective 1995-07-01 · 60 FR 31053
## Document
- **Document number:** 95-14413
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 60 FR 31053
- **CFR reference:** 12 CFR 215
- **Publication date:** 1995-06-13
- **Effective date:** 1995-07-01
- **Docket:** Regulation O
## Abstract

The Board is adopting an amendment to Regulation O to conform the definition of unimpaired capital and unimpaired surplus used in calculating a bank's Regulation O lending limit to the definition of capital and surplus recently adopted by the Office of the Comptroller of the Currency in calculating the limit on loans by a national bank to a single borrower. The final rule will reduce the regulatory burden for member banks monitoring lending to their insiders.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1995/06/13/95-14413/loans-to-executive-officers-directors-and-principal-shareholders-of-member-banks-loans-to-holding)
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