Under this final rule, SBA is implementing certain provisions of the ``Small Business Administration Reauthorization and Amendments Act of 1994'', enacted on October 22, 1994, which are relevant to its guaranteed lending programs with respect to export revolving line of credit loans (ERLC) and international trade loans. With respect to ERLC loans, the rule deletes the present regulatory provision limiting such loans to a maturity of three years. In addition, the regulation also provides that SBA may guarantee standby letters of credit issued in connection with ERLC lending. With respect to international trade loans, the rule increases the percentage of the loan which SBA may guarantee from 85 percent to 90 percent. Under the rule, up to $750,000 (instead of $250,000) of an international trade loan could be used for working capital, supplies or ERLC financing.