# Home Mortgage Disclosure
> **US Federal Reserve System** · Final rule; staff commentary. · Published 1995-12-11 · 60 FR 63393
## Document
- **Document number:** 95-30035
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 60 FR 63393
- **CFR reference:** 12 CFR 203
- **Publication date:** 1995-12-11
- **Docket:** Regulation C
## Abstract

The Board is publishing a staff commentary that interprets the requirements of Regulation C (Home Mortgage Disclosure). The commentary provides guidance on issues such as the treatment under Regulation C of prequalifications, loan applications received through a broker, participations, refinancings, home-equity lines, and mergers. The Board believes the commentary will help reduce burden and ease compliance by clarifying application of the rules, providing flexibility in compliance, and consolidating the guidance that is currently available from a variety of sources.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1995/12/11/95-30035/home-mortgage-disclosure)
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