SBA has completed an extensive review of all of its regulations, and it has decided to eliminate some regulations and consolidate, clarify, and simplify the remainder. This final rule consolidates five current CFR parts into one Part to be known as Part 120. This surviving Part 120 covers virtually all policies and regulations, other than size standards, applicable to SBA's business (non-disaster) loan programs. Almost all provisions have been reworded, renumbered, and relocated. There are a few new or revised policies. Several sections have been deleted. However, most of the revisions merely streamline and clarify the regulations and do not represent substantive change.