# Equal Credit Opportunity
> **US Federal Reserve System** · Final rule; official staff interpretation. · Published 1996-09-30 · Effective 1996-09-30 · 61 FR 50948
## Document
- **Document number:** 96-24917
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 61 FR 50948
- **CFR reference:** 12 CFR 202
- **Publication date:** 1996-09-30
- **Effective date:** 1996-09-30
- **Docket:** Regulation B
## Abstract

The Board is revising its official staff commentary to Regulation B (Equal Credit Opportunity). The commentary applies and interprets the requirements of Regulation B and substitutes for individual staff interpretations. The revisions to the commentary provide guidance on issues that the Board has been asked to clarify, including credit scoring and spousal signature rules.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1996/09/30/96-24917/equal-credit-opportunity)
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