This document corrects the announced effective date of recent amendments to Regulation O, which limits how much and on what terms a bank may lend to its own insiders and insiders of its affiliates. These amendments were effective under the Small Business Regulatory Enforcement Fairness Act of 1996, on November 8, 1996, the date they appeared in the Federal Register. The final rule as published, however, incorrectly stated that they were effective November 4, 1996, the date the Board adopted them.