# Equal Credit Opportunity
> **US Federal Reserve System** · Final rule. · Published 1997-12-18 · Effective 1998-01-30 · 62 FR 66412
## Document
- **Document number:** 97-32663
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 62 FR 66412
- **CFR reference:** 12 CFR 202
- **Publication date:** 1997-12-18
- **Effective date:** 1998-01-30
- **Docket:** Regulation B
## Abstract

The Board is publishing revisions to Regulation B (Equal Credit Opportunity). The revisions implement recent amendments to the Equal Credit Opportunity Act (ECOA). These amendments create a legal privilege for information developed by creditors as a result of ``self- tests'' that they voluntarily conduct to determine the level of their compliance with the ECOA. The Department of Housing and Urban Development will publish similar revisions to the regulations implementing the Fair Housing Act.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1997/12/18/97-32663/equal-credit-opportunity)
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