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Reserve Requirements of Depository Institutions

Fed · final-rule · Published 1999-10-04 · Effective 1999-11-03 · 64 FR 53617

Document

Document number
99-25650
Federal Register citation
64 FR 53617
CFR reference
12 CFR 204
Type
Rule
Action
Final rule.
Category
final-rule
Agency
US Federal Reserve System
Publication date
1999-10-04
Effective date
1999-11-03
Docket
Regulation D

Abstract

The Board is amending Regulation D, Reserve Requirements of Depository Institutions, to reflect the annual indexing of the low reserve tranche and the reserve requirement exemption for 2000, and announces the annual indexing of the deposit reporting cutoff levels that will be effective beginning in September 2000. The amendments decrease the amount of transaction accounts subject to a reserve requirement ratio of three percent in 2000, as required by section 19(b)(2)(C) of the Federal Reserve Act, from $46.5 million to $44.3 million of net transaction accounts. This adjustment is known as the low reserve tranche adjustment. The Board is increasing from $4.9 million to $5.0 million the amount of reservable liabilities of each depository institution that is subject to a reserve requirement of zero percent in 2000. This action is required by section 19(b)(11)(B) of the Federal Reserve Act, and the adjustment is known as the reservable liabilities exemption adjustment. The Board is also increasing the deposit cutoff levels that are used in conjunction with the reservable liabilities exemption to determine the frequency of deposit reporting from $81.9 million to $84.5 million for nonexempt depository institutions and from $52.6 million to $54.3 million for exempt institutions. (Nonexempt institutions are those with total reservable liabilities exceeding the amount exempted from reserve requirements ($5.0 million) while exempt institutions are those with total reservable liabilities not exceeding the amount exempted from reserve requirements.) Thus, beginning in September 2000, nonexempt institutions with total deposits of $84.5 million or more will be required to report weekly while nonexempt institutions with total deposits less than $84.5 million may report quarterly, in both cases on form FR 2900. Similarly, exempt institutions with total deposits of $54.3 million or more will be required to report quarterly on form FR 2910q while exempt institutions with total deposi

Source

Authoritative
Federal Register document
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