# Risk-Based Capital Standards: Construction Loans on Presold Residential Properties; Junior Liens on 1- to 4-Family Residential Properties; and Investments in Mutual Funds
> **US Federal Reserve System** · Final rule. · Published 1999-03-02 · Effective 1999-04-01 · 64 FR 10201
## Document
- **Document number:** 99-5013
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 64 FR 10201
- **CFR reference:** 12 CFR 225
- **Publication date:** 1999-03-02
- **Effective date:** 1999-04-01
- **Docket:** Regulation Y
## Abstract

The Board of Governors of the Federal Reserve System (Board) is amending its risk-based capital standards for bank holding companies. The intended effect of this final rule is to keep the Board's bank holding company risk-based capital standards for construction loans on presold residential properties, real estate loans secured by junior liens on 1- to 4-family residential properties, and investments in mutual funds consistent with the risk-based capital standards for banks and thrifts.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/1999/03/02/99-5013/risk-based-capital-standards-construction-loans-on-presold-residential-properties-junior-liens-on-1-)
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