# Electronic Fund Transfers
> **US Federal Reserve System** · Final rule; official staff interpretation. · Published 2007-07-05 · Effective 2007-08-06 · 72 FR 36589
## Document
- **Document number:** E7-12810
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 72 FR 36589
- **CFR reference:** 12 CFR 205
- **Publication date:** 2007-07-05
- **Effective date:** 2007-08-06
- **Docket:** Regulation E
## Abstract

The Board is amending Regulation E, which implements the Electronic Fund Transfer Act, and the official staff commentary to the regulation. Regulation E requires that financial institutions make a receipt available at the time a consumer initiates an electronic fund transfer (EFT) at an electronic terminal. The final rule creates an exception from this requirement for EFTs of $15 or less.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2007/07/05/E7-12810/electronic-fund-transfers)
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