# Risk-Based Capital Guidelines; Capital Adequacy Guidelines; Capital Maintenance; Capital-Residential Mortgage Loans Modified Pursuant to the Making Home Affordable Program
> **US Federal Reserve System** · Interim final rule with request for public comment. · Published 2009-06-30 · Effective 2009-06-30 · 74 FR 31160
## Document
- **Document number:** E9-15507
- **Category:** final-rule
- **Agency:** US Federal Reserve System
- **Federal Register citation:** 74 FR 31160
- **CFR reference:** 12 CFR 3
- **Publication date:** 2009-06-30
- **Effective date:** 2009-06-30
- **Docket:** Docket ID: OCC-2009-0007
## Abstract

To support and facilitate the timely implementation and acceptance of the Making Home Affordable Program (Program) announced by the U.S. Department of the Treasury (Treasury) and to promote the stability of banks, savings associations, bank holding companies (collectively, banking organizations) and the financial system, the Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), Federal Deposit Insurance Corporation (FDIC), and the Office of Thrift Supervision (OTS) (collectively, the agencies) have adopted this interim final rule (interim final rule or rule). The rule provides that mortgage loans modified under the Program will retain the risk weight assigned to the loan prior to the modification, so long as the loan continues to meet other applicable prudential criteria.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2009/06/30/E9-15507/risk-based-capital-guidelines-capital-adequacy-guidelines-capital-maintenance-capital-residential)
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