# Deposit Insurance Regulations; Temporary Increase in Standard Coverage Amount; Mortgage Servicing Accounts; Revocable Trust Accounts; International Banking; Foreign Banks
> **US Federal Deposit Insurance Corporation** · Final rule. · Published 2009-09-17 · Effective 2009-10-19 · 74 FR 47711
## Document
- **Document number:** E9-22406
- **Category:** final-rule
- **Agency:** US Federal Deposit Insurance Corporation
- **Federal Register citation:** 74 FR 47711
- **CFR reference:** 12 CFR 330
- **Publication date:** 2009-09-17
- **Effective date:** 2009-10-19
## Abstract

The FDIC is adopting a final rule amending its deposit insurance regulations to: Reflect Congress's extension, until December 31, 2013, of the temporary increase in the standard maximum deposit insurance amount ("SMDIA") from $100,000 to $250,000; finalize the interim rule, with minor modifications, on revocable trust accounts; and finalize the interim rule on mortgage servicing accounts. The FDIC is also adopting technical, conforming amendments to its international banking regulations to substitute several existing references to "$100,000" with references to the SMDIA.

## Source
- [Federal Register document](https://www.federalregister.gov/documents/2009/09/17/E9-22406/deposit-insurance-regulations-temporary-increase-in-standard-coverage-amount-mortgage-servicing)
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