{"url_path":"/register/2026-05-19/2026-10037","section_key":"summary","section_title":"Preemption Determination: State Interest-on-Escrow Laws","topic":"register","document":{"doc_type":"Rule","doc_date":"2026-05-19","source_url":"https://www.federalregister.gov/documents/2026/05/19/2026-10037/preemption-determination-state-interest-on-escrow-laws","accession_number":null,"cik":null,"ticker":null,"issuer_name":null,"edgar_url":null,"primary_entity_key":null,"primary_entity_name":"Treasury Department"},"word_count":81,"has_tables":false,"body_markdown":"# Preemption Determination: State Interest-on-Escrow Laws\n\n**Type:** Rule\n**Published:** 2026-05-19\n**Effective:** 2026-06-18\n**Citation:** 91 FR 29350\n**Agencies:** Treasury Department, Comptroller of the Currency\n**Source:** https://www.federalregister.gov/documents/2026/05/19/2026-10037/preemption-determination-state-interest-on-escrow-laws\n\n## Abstract\nThe OCC is issuing a preemption determination concluding that Federal law preempts State laws that restrict OCC-regulated banks' flexibility to decide whether and to what extent to pay interest or other compensation on funds placed in real estate escrow accounts; or assess fees in connection with such accounts. This preemption determination will provide much-needed clarity to banks and other stakeholders."}