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atesOfAmericaTreasuryBondsMember2024-12-310001001290bap:MexicanTreasuryBondsMember2025-12-310001001290bap:MexicanTreasuryBondsMember2024-12-310001001290bap:PanamaGovernmentBondsMember2025-12-310001001290bap:PanamaGovernmentBondsMember2024-12-310001001290ifrs-full:InvestmentFundsMembercountry:PE2025-12-310001001290ifrs-full:InvestmentFundsMembercountry:US2025-12-310001001290ifrs-full:InvestmentFundsMembercountry:CO2025-12-310001001290ifrs-full:InvestmentFundsMemberbap:OtherCountryMember2025-12-310001001290ifrs-full:InvestmentFundsMembercountry:PE2024-12-310001001290ifrs-full:InvestmentFundsMembercountry:US2024-12-310001001290ifrs-full:InvestmentFundsMembercountry:CO2024-12-310001001290ifrs-full:InvestmentFundsMemberbap:OtherCountryMember2024-12-310001001290bap:ParticipationInMutualFundsMembercountry:BO2025-12-310001001290bap:ParticipationInMutualFundsMembercountry:CL2025-12-310001001290bap:ParticipationInMutualFundsMembercountry:IE2025-12-310001001290bap:ParticipationInMutualFundsMembercountry:LU2025-12-310001001290bap:ParticipationInMutualFundsMemberbap:OtherCountryMember2025-12-310001001290bap:ParticipationInMutualFundsMembercountry:BO2024-12-310001001290bap:ParticipationInMutualFundsMembercountry:IE2024-12-310001001290bap:ParticipationInMutualFundsMembercountry:LU2024-12-310001001290bap:ParticipationInMutualFundsMemberbap:OtherCountryMember2024-12-310001001290bap:BolivianosMemberbap:ParticipationInRALFundMember2025-12-310001001290bap:USDollarsMemberbap:ParticipationInRALFundMember2025-12-310001001290bap:BolivianosMemberbap:ParticipationInRALFundMember2024-12-310001001290bap:USDollarsMemberbap:ParticipationInRALFundMember2024-12-310001001290bap:CorporateBondsMembercountry:CO2025-01-012025-12-310001001290bap:CorporateBondsMembercountry:PE2025-01-012025-12-310001001290bap:CorporateBondsMembercountry:CL2025-01-012025-12-310001001290bap:CorporateBondsMembercountry:BR2025-01-012025-12-310001001290bap:CorporateBondsMembercountry:US2025-01-012025-12-310001001290bap:CorporateBondsMemberbap:OtherCountryMember2025-01-012025-12-310001001290bap:CorporateBondsMembercountry:PE2024-01-012024-12-310001001290bap:CorporateBondsMembercountry:CL2024-01-012024-12-310001001290bap:CorporateBondsMembercountry:CO2024-01-012024-12-310001001290bap:CorporateBondsMembercountry:BR2024-01-012024-12-310001001290bap:CorporateBondsMemberbap:OtherCountryMember2024-01-012024-12-310001001290bap:CertificatesOfDepositBCRPMember2025-12-310001001290bap:CertificatesOfDepositBCRPMember2024-12-310001001290bap:SecuritizationInstrumentsMember2025-12-310001001290bap:SecuritizationInstrumentsMember2024-12-310001001290bap:NegotiableCertificatesOfDepositMember2025-12-310001001290bap:NegotiableCertificatesOfDepositMember2024-12-310001001290bap:InversionesCentenarioMember2025-12-310001001290bap:InversionesCentenarioMember2024-12-310001001290bap:CorporacionAndinaDeFomentoMember2025-12-310001001290bap:CorporacionAndinaDeFomentoMember2024-12-310001001290bap:HoldingBursatilChilenaSAMember2025-12-310001001290bap:HoldingBursatilChilenaSAMember2024-12-310001001290bap:HoldingBursatilRegionalSAMember2025-12-310001001290bap:HoldingBursatilRegionalSAMember2024-12-310001001290bap:PagosDigitalesPeruanosS.AMember2025-12-310001001290bap:PagosDigitalesPeruanosS.AMember2024-12-310001001290bap:OtherMember2025-12-310001001290bap:OtherMember2024-12-310001001290bap:SolesMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:SolesMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:USDollarsMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:USDollarsMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:OtherMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:OtherMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:SolesMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2024-12-310001001290bap:SolesMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2024-12-310001001290bap:USDollarsMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2024-12-310001001290bap:USDollarsMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2024-12-310001001290bap:OtherMemberbap:CorporateBondsMemberifrs-full:BottomOfRangeMember2024-12-310001001290bap:OtherMemberbap:CorporateBondsMemberifrs-full:TopOfRangeMember2024-12-310001001290bap:SolesMemberbap:GovernmentTreasuryBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:SolesMemberbap:GovernmentTreasuryBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:USDollarsMemberbap:GovernmentTreasuryBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:USDollarsMemberbap:GovernmentTreasuryBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:OtherMemberbap:GovernmentTreasuryBondsMemberifrs-full:BottomOfRangeMember2025-12-310001001290bap:OtherMemberbap:GovernmentTreasuryBondsMemberifrs-full:TopOfRangeMember2025-12-310001001290bap:SolesMemb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of Contents](#ib149d99176634ff8adf88f8fa17ce583_7)\n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWASHINGTON, D.C. 20549\n\nFORM 20-F\n\no REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE\n\nSECURITIES EXCHANGE ACT OF 1934\n\nOR\n\nx ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES\n\nEXCHANGE ACT OF 1934\n\nFor the fiscal year ended December 31, 2025\n\nOR\n\no TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES\n\nEXCHANGE ACT OF 1934\n\nOR\n\no SHELL COMPANY REPORT PURSUANT TO SECTION 13 OR 15 (d) OF THE SECURITIES\n\nEXCHANGE ACT OF 1934\n\nDate of event requiring this shell company report ______________\n\nFor the transition period from ________ to _______\n\nCommission file number 1-14014\n\nCREDICORP LTD.\n\n(Exact name of registrant as specified in its\ncharter)\n\nBERMUDA\n\n(Jurisdiction of incorporation or organization)\n\nOf our subsidiary\n\nBanco de Credito del Peru:\n\nCalle Centenario 156\n\nLa Molina 15026\n\nLima, Peru\n\n(Address of principal executive offices)\n\nAlejandro Pérez-Reyes\n\nChief Financial Officer\n\nCredicorp Ltd\n\nBanco de Credito del Peru:\n\nCalle Centenario 156\n\nLa Molina 15026\n\nLima, Peru\n\nPhone (+511) 313 2000\n\n(Name, Telephone, Email and/or Facsimile number and Address of Company Contact Person)\n\nSecurities registered or to be registered pursuant to Section 12(b) of the Act.\n\nTitle of each classTrading Symbol(s)Name of each exchange on which registered\n\nCommon Shares, par value $5.00 per shareBAPNew York Stock Exchange\n\nSecurities registered or to be registered pursuant to Section 12(g) of the Act.    None\n\nSecurities for which there is a reporting obligation pursuant to Section 15(d) of the Act.    None\n\nIndicate the number of outstanding shares of each of the issuer’s classes of capital or common stock as of the close of the period covered by the annual report.\n\nCommon Shares, par value $5.00 per share    94,382,317\n\nIndicate by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act.\n\nYes    x    No    o\n\nIf this report is an annual or transition report, indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934.\n\nYes    o    No    x\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.\n\nYes    x    No    o\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).\n\nYes    x    No    o\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” and “emerging growth company” in Rule 12b-2 of the Exchange Act\n\nLarge accelerated filer\nxAccelerated filero\n\nNon-accelerated fileroEmerging Growth Companyo\n\nIf an emerging growth company that prepares its financial statements in accordance with U.S. GAAP, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards† provided pursuant to Section 13(a) of the Exchange Act     o\n\n†The term “new or revised financial accounting standard” refers to any update issued by the Financial Accounting Standards Board to its Accounting Standards Codification after April 5, 2012.\n\nIndicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.     x\n\nIf securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements.     o\n\nIndicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive based compensation received by any of the registrant’s executive officers during the relevant recovery period pursuant to §240.10D-1(b).    o\n\nIndicate by check mark which basis of accounting the registrant has used to prepare the financial statements included in this filing:\n\nU.S. GAAP o\n\nInternational Financial Reporting Standards as issued\n\nOther o\n\nby the International Accounting Standards Board x\n\nIf “Other” has been checked in response to the previous question, indicate by check mark which financial statement item the registrant has elected to follow."}