{"url_path":"/sec/bfh/8-k/2026-07-14/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-07-14","source_url":"https://www.sec.gov/Archives/edgar/data/1101215/0001101215-26-000065-index.html","accession_number":"0001101215-26-000065","cik":"0001101215","ticker":"BFH","issuer_name":"BREAD FINANCIAL HOLDINGS, INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1101215/0001101215-26-000065-index.html","primary_entity_key":"0001101215","primary_entity_name":"BREAD FINANCIAL HOLDINGS, INC."},"word_count":316,"has_tables":true,"body_markdown":"bfh-20260708\nfalse000110121500011012152026-07-082026-07-080001101215us-gaap:CommonStockMember2026-07-082026-07-080001101215us-gaap:SeriesAPreferredStockMember2026-07-082026-07-080001101215us-gaap:SeriesBPreferredStockMember2026-07-082026-07-08\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWASHINGTON, D.C. 20549\n\nFORM 8-K\n\nCURRENT REPORT\n\nPURSUANT TO SECTION 13 OR 15(d) OF THE\n\nSECURITIES EXCHANGE ACT OF 1934\n\nDate of report (Date of earliest event reported):\n\nJuly 8, 2026\n\nBREAD FINANCIAL HOLDINGS, INC.\n\n(Exact Name of Registrant as Specified in Charter)\n\nDelaware001-1574931-1429215\n\n(State or Other Jurisdiction\nof Incorporation)(Commission\nFile Number)(IRS Employer\nIdentification No.)\n\n3095 LOYALTY CIRCLE\n\nCOLUMBUS, Ohio 43219\n\n(Address and Zip Code of Principal Executive Offices)\n\n(614) 729-4000\n\n(Registrant’s Telephone Number, including Area Code)\n\nNOT APPLICABLE\n\n(Former name or former address, if changed since last report)☐\n\nCheck the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions:\n\n☐Written communications pursuant to Rule 425 under the Securities Act\n\n☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act\n\n☐Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act\n\n☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading symbolName of each exchange on which registered\n\nCommon Stock, par value $0.01 per shareBFHNYSE\n\nDepositary Shares, Each Representing a 1/40th Interest in a Share of 8.625% Non-Cumulative Perpetual Preferred Stock, Series ABFH PrANYSE\n\nDepositary Shares, Each Representing a 1/40th Interest in a Share of 8.875% Fixed Rate Reset Non-Cumulative Perpetual Preferred Stock, Series BBFH PrBNYSE\n\nIndicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).\n\nEmerging growth company   ☐\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.    [  ]"}