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STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWashington, D.C. 20549\n\nFORM 10-Q\n\n(Mark One)\n\n☒\n\nQUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE\nSECURITIES EXCHANGE ACT OF 1934\n\nFor the quarterly period ended September 30, 2025\n\n☐\n\nTRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES\nEXCHANGE ACT OF 1934\n\nFor transition period from__________ to___________\n\nCommission file number      001-39043\n\nBROADWAY FINANCIAL CORPORATION\n\n(Exact name of registrant as specified in its charter)\n\nDelaware\n\n \n\n95-4547287\n\n(State or other jurisdiction of\n\nincorporation or organization)\n\n \n\n(I.R.S. Employer\n\nIdentification No.)\n\n4601 Wilshire Boulevard, Suite 150\n\nLos Angeles, California\n\n \n\n90010\n\n(Address of principal executive offices)\n\n \n\n(Zip Code)\n\n(323) 634-1700\n\n(Registrant’s telephone number, including area code)\n\nSecurities registered pursuant to Section 12(b) of the Act\n\nTitle of each class:\n\n \n\nTrading Symbol(s)\n\n \n\nName of each exchange on which registered:\n\nCommon Stock, par value $0.01 per share\n\n(including attached preferred stock purchase rights)\n\n \n\nBYFC\n\n \n\nNasdaq Capital Market\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months\n(or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.  Yes ☒   No ☐\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this\nchapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).  Yes\n☒   No ☐\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated, a smaller reporting company, or an emerging growth company. See the\ndefinition of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\nLarge accelerated filer\n\n☐\n\nAccelerated filer\n\n☐\n\n \n\n \n\n \n\n \n\nNon-accelerated filer\n\n☒\n\nSmaller reporting company\n\n☒\n\n \n\n \n\nEmerging growth company\n\n☐\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting\nstandards provided pursuant to Section 13(a) of the Exchange Act. ☐\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).\n\nYes ☐   No ☒  \n\nAs of February 9, 2026, 6,082,532 shares of the registrant’s Class A voting\ncommon stock, 1,425,404 shares of the registrant’s Class B non-voting common stock and 1,672,562 shares of the registrant’s Class C non-voting common stock were outstanding.\n\nTABLE OF CONTENTS\n\n \n\n \n\nPage\n\nPART I.\n\nFINANCIAL STATEMENTS"}