{"url_path":"/sec/caho/10-k/2026/cover-page","section_key":"cover-page","section_title":"Cover Page","topic":"sec","document":{"doc_type":"10-K","doc_date":"2026-07-15","source_url":"https://www.sec.gov/Archives/edgar/data/1678105/0001640334-26-001184-index.html","accession_number":"0001640334-26-001184","cik":"0001678105","ticker":"CAHO","issuer_name":"Caro Holdings Inc.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1678105/0001640334-26-001184-index.html","primary_entity_key":"0001678105","primary_entity_name":"Caro Holdings 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STATES**\n\n**SECURITIES AND EXCHANGE COMMISSION**\n\n**Washington, D.C. 20549**\n\n \n\n**FORM 10-K**\n\n \n\n☒     ANNUAL REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\n \n\nFor the fiscal year ended: **March 31, 2026**\n\n \n\n☐     TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934\n\n \n\nFor the transition period from               to                        \n\n \n\nCommission file number **333-212268**\n\n \n\n **CARO HOLDINGS, INC.**\n\n(Exact name of small business issuer as specified in its charter)\n\n \n\n**Nevada**\n\n \n\n**93-2109546**\n\n(State or other jurisdiction of incorporation)\n\n \n\n(IRS Employer Identification No.)\n\n \n\n**7 Castle Street, Sheffield, UK S3 8LT**\n\n(Address of principal executive offices) (Zip Code)\n\n \n\n**(786) 755 3210**\n\n(Issuer’s telephone number)\n\n \n\nSecurities registered under Section 12(b) of the Exchange Act:\n\n \n\nTitle of Each Class\n\n \n\nName of Each Exchange On Which Registered\n\n**N/A**\n\n \n\n**N/A**\n\n \n\nSecurities registered under Section 12(g) of the Exchange Act:                        \n\n \n\n \n\nTitle of Class\n\n \n\nCheck whether the issuer is not required to file reports pursuant to Section 13 or 15(d) of the Exchange Act. ☐\n\n \n\nCheck whether the issuer (1) filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the past 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes ☐     No ☒\n\n \n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes ☐     No ☒\n\n \n\nCheck if there is no disclosure of delinquent filers in response to Item 405 of Regulation S−B contained in this form, and no disclosure will be contained, to the best of the registrant’s knowledge, in definitive proxy or information statements incorporated by reference in Part III of this Form 10−K or any amendment to this Form 10−K. ☒\n\n \n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐     No ☒\n\n \n\nTransitional Small Business Disclosure Format: Yes ☐     No ☒\n\n \n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.\n\n \n\nLarge accelerated filer\n\n☐\n\nAccelerated filer\n\n☐\n\nNon-accelerated Filer\n\n☒\n\nSmaller reporting company\n\n☒\n\n \n\n \n\nEmerging Growth Company\n\n☐\n\n \n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐\n\n \n\nIndicate by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. ☐\n\n \n\nThe aggregate market value of Common Stock held by non-affiliates of the Registrant on September 30, 2025 was $3,116,183 based on a $0.585 average bid and asked price of such common equity, as of the last business day of the registrant’s most recently completed third fiscal quarter.\n\n \n\nNumber of shares outstanding of each of the issuer’s classes of common stock on July 10, 2026: Common Stock: 60,652,429\n\n \n\n \n\n \n\n  \n\n**TABLE********OF********CONTENTS**\n\n \n\n \n\n \n\n**Page**\n\n \n\n \n\n \n\n \n\n \n\n[PART I](#P1)\n\n \n\n \n\n \n\n[Item 1.](#I1)\n[Description of Business](#I1)\n\n \n\n3\n\n \n\n[Item 1A.](#I1A)\n[Risk Factors](#I1A)\n\n \n\n6\n\n \n\n[Item 1B.](#I1B)\n[Unresolved Staff Comments](#I1B)\n\n \n\n6\n\n \n\n[Item 1C.](#I1C)\n[Cybersecurity](#I1C)\n\n \n\n6\n\n \n\n[Item 2.](#I2)\n[Description of Property](#I2)\n\n \n\n6\n\n \n\n[Item 3.](#I3)\n[Legal Proceedings](#I3)\n\n \n\n6\n\n \n\n \n\n \n\n \n\n \n\nPART II\n\n \n\n \n\n \n\n[Item 5.](#I5)\n\n[Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities](#I5)\n\n6\n\n \n\n[Item 6.](#I6)\n\n[Selected Financial Data](#I6)\n\n7\n\n \n\n[Item 7.](#I7)\n\n[Management’s Discussion and Analysis Of Financial Condition and Results of Operations](#I7)\n\n7\n\n \n\n[Item 7A.](#I7A)\n\n[Quantitative and Qualitative Disclosures about Market Risk](#I7A)\n\n9\n\n \n\n[Item 8.](#I8)\n\n[Financial Statements and Supplementary Data](#I8)\n\nF-1\n\n \n\n[Item 9.](#I9)\n\n[Changes In and Disagreements With Accountants on Accounting and Financial Disclosure](#I9)\n\n10\n\n \n\n[Item 9A.](#I9A)\n\n[Controls and Procedures](#I9A)\n\n10\n\n \n\n[Item 9B.](#I9B)\n\n[Other Information](#I9B)\n\n11\n\n \n\n \n\n[PART III](#P3)\n\n \n\n \n\n \n\n \n\n[Item 10.](#I10)\n\n[Directors, Executive Officers and Corporate Governance](#I10)\n\n \n\n11\n\n \n\n[Item 11.](#I11)\n\n[Executive Compensation](#I11)\n\n \n\n12\n\n \n\n[Item 12.](#I12)\n\n[Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters](#I12)\n\n \n\n13\n\n \n\n[Item 13.](#I13)\n\n[Certain Relationships and Related Transactions and Director Independent](#I13)\n\n \n\n14\n\n \n\n[Item 14.](#I14)\n\n[Principal Accounting Fees and Services](#I14)\n\n \n\n14\n\n \n\n \n\n \n\n \n\n \n\n \n\n[Part IV](#P4)\n\n \n\n \n\n \n\n \n\n[Item 15.](#I15)\n\n[Exhibits](#I15)\n\n \n\n 15\n\n \n\n[SIGNATURES](#SIGN)\n\n \n\n16\n\n \n\n \n\n \n\n2\n\n*Table of Contents*\n\n \n\n**PART I**"}