{"url_path":"/sec/caps/8-k/2026-06-22/item-1-01","section_key":"item-1-01","section_title":"Item 1.01 Entry into a Material Definitive Agreement.**","topic":"sec","document":{"doc_type":"8-K","doc_date":"2026-06-22","source_url":"https://www.sec.gov/Archives/edgar/data/887151/0001437749-26-021256-index.html","accession_number":"0001437749-26-021256","cik":"0000887151","ticker":"CAPS","issuer_name":"Capstone Holding Corp.","edgar_url":"https://www.sec.gov/Archives/edgar/data/887151/0001437749-26-021256-index.html","primary_entity_key":"0000887151","primary_entity_name":"Capstone Holding Corp."},"word_count":327,"has_tables":true,"body_markdown":"**Item 1.01. Entry into a Material Definitive Agreement.**\n\n \n\n*Berkshire Bank Credit Agreement*\n\n \n\nAs previously disclosed, on December 20, 2017, TotalStone, LLC (“TotalStone”), a subsidiary of Capstone Holding Corp. (the “Company”), entered into a Revolving Credit, Term Loan and Security Agreement, as amended (the “Revolving Credit Agreement\"), with Berkshire Bank, which was subsequently succeeded by Beacon Bank & Trust. Under the Revolving Credit Agreement, TotalStone may borrow up to $11,500,000 under a revolving credit facility for working capital purposes. The outstanding balance under the revolving credit facility was approximately $9,556,086 as of March 31, 2026.\n\n \n\nOn June 17, 2026, TotalStone entered into the sixteenth amendment to the Revolving Credit Agreement (the “Sixteenth Amendment to the Revolving Credit Agreement”) to extend the maturity date of the Revolving Credit Agreement to December 31, 2026.\n\n \n\n*Stream Finance Credit Agreement*\n\n \n\nAs previously disclosed, on March 8, 2023, TotalStone entered into the Second Amended and Restated Credit Agreement, as amended (the “Stream Finance Credit Agreement”), with Stream Finance, LLC (“Stream Finance”), as agent. As of March 31, 2026, the Company’s outstanding principal was $2,581,088. As of March 31, 2026, accrued and deferred interest was $524,431. The Company has also accrued an amendment fee of $695,000 payable to Stream Finance on the Deferral Date (as defined in the Stream Finance Credit Agreement).\n\n \n\nOn June 17, 2026, TotalStone entered into the fourth amendment to the Stream Finance Credit Agreement (the “Fourth Amendment to Stream Finance Credit Agreement”) to extend the maturity date of the Stream Finance Credit Agreement to September 30, 2028.\n\n \n\nThe foregoing does not purport to be a complete description of the Sixteenth Amendment to the Revolving Credit Agreement and the Fourth Amendment to the Stream Finance Credit Agreement, and such description is qualified in its entirety by reference to the full text of such agreements, copies of which are filed as Exhibits 10.1 and 10.2, respectively, to this Current Report on Form 8-K (this “Form 8-K”) and are incorporated herein by reference."}