{"url_path":"/sec/cchh/10-k/2026/item-11","section_key":"item-11","section_title":"Item 11 Quantitative and Qualitative Disclosures About Market Risk.**","topic":"sec","document":{"doc_type":"20-F","doc_date":"2026-05-15","source_url":"https://www.sec.gov/Archives/edgar/data/2074123/0001213900-26-057844-index.html","accession_number":"0001213900-26-057844","cik":"0002074123","ticker":"CCHH","issuer_name":"CCH Holdings Ltd","edgar_url":"https://www.sec.gov/Archives/edgar/data/2074123/0001213900-26-057844-index.html","primary_entity_key":"0002074123","primary_entity_name":"CCH Holdings Ltd"},"word_count":237,"has_tables":true,"body_markdown":"**Item\n11. Quantitative and Qualitative Disclosures About Market Risk.**\n\n \n\nConcentration\nof Credit Risk\n\n \n\nFinancial\ninstruments that potentially subject the Company to concentrations of credit risk are cash, accounts receivable and other receivables\narising from its normal business activities. The Company places its cash in what it believes to be credit-worthy financial institutions.\nThe Company controls credit risk related to accounts receivable through credit approvals, credit limits and monitoring procedures. The\nCompany routinely assesses the financial strength of its customers and, based upon factors surrounding the credit risk, establishes an\nallowance, if required, for uncollectible accounts and, as a consequence, believes that its accounts receivable credit risk exposure\nbeyond such allowance is limited.\n\n \n\nForeign\nExchange Risk\n\n \n\nThe\ninventories purchased by the Company are mainly denominated in Malaysian Ringgit, whereas the revenue and other operating costs are mainly\ndenominated in Malaysian Ringgit. The fluctuation in Foreign Exchange rate could have a significant effect on the operating performances\nof the Company.\n\n \n\nInterest\nRate Risk\n\n \n\nShould\nthe interest rate increase, it might have negative impacts on the operations of the Company in two ways. Firstly, it might increase the\ninterest expenses attributed to our interest-bearing liabilities. Secondly, it might reduce the disposable income of our target customers,\nand it would indirectly affect our sales.\n\n \n\nInflation\n\n \n\nSimilar\nto the impact of interest rate, inflation might reduce the disposable income of our target customers, and it might indirectly affect\nour sales and profits."}