{"url_path":"/sec/cfbk/10-q/2026/item-6","section_key":"item-6","section_title":"Item 6 Exhibits","topic":"sec","document":{"doc_type":"10-Q","doc_date":"2026-05-11","source_url":"https://www.sec.gov/Archives/edgar/data/1070680/0001193125-26-215923-index.html","accession_number":"0001193125-26-215923","cik":"0001070680","ticker":"CFBK","issuer_name":"CF BANKSHARES INC.","edgar_url":"https://www.sec.gov/Archives/edgar/data/1070680/0001193125-26-215923-index.html","primary_entity_key":"0001070680","primary_entity_name":"CF BANKSHARES INC."},"word_count":686,"has_tables":true,"body_markdown":"Item 6. Exhibits\n\n \n\nExhibit\n\nNumber\n\n \n\nDescription of Exhibit\n\n[3.1](https://www.sec.gov/Archives/edgar/data/1070680/000107068017000041/cfbk-20170930xex3_1.htm)\n\n \n\n[Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Quarterly Report on Form 10-Q for the quarter ended September 30, 2017, filed with the Commission on November 9, 2017 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000107068017000041/cfbk-20170930xex3_1.htm)\n\n[3.2](https://www.sec.gov/Archives/edgar/data/1070680/000095015205008538/l16284aexv3w2.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.2 to the registrant’s Registration Statement on Form S-2, filed with the Commission on October 28, 2005 (File No. 333-129315))](https://www.sec.gov/Archives/edgar/data/1070680/000095015205008538/l16284aexv3w2.htm)\n\n[3.3](https://www.sec.gov/Archives/edgar/data/1070680/000095012309035052/c89209exv3w4.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.4 to the registrant’s Form 10-Q for the quarter ended June 30, 2009, filed with the Commission on August 14, 2009 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000095012309035052/c89209exv3w4.htm)\n\n[3.4](https://www.sec.gov/Archives/edgar/data/1070680/000095012311097533/c23818exv3w5.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.5 to the registrant’s Form 10-Q for the quarter ended September 30, 2011, filed with the Commission on November 10, 2011 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000095012311097533/c23818exv3w5.htm)\n\n[3.5](https://www.sec.gov/Archives/edgar/data/1070680/000119312512212170/d346448dex35.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.5 to the registrant’s Post-Effective Amendment to the Registration Statement on Form S-1, filed with the Commission on May 4, 2012 (File No. 333-177434))](https://www.sec.gov/Archives/edgar/data/1070680/000119312512212170/d346448dex35.htm)\n\n[3.6](https://www.sec.gov/Archives/edgar/data/1070680/000107068014000017/cfbk-20140513ex318cd547e.htm)\n\n \n\n[Certificate of Designations to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated May 7, 2014 and filed with the Commission on May 13, 2014 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000107068014000017/cfbk-20140513ex318cd547e.htm)\n\n[3.7](https://www.sec.gov/Archives/edgar/data/1070680/000119312518252756/d583787dex31.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated August 20, 2018, filed with the commission on August 20, 2018 (File No. 0-25045)](https://www.sec.gov/Archives/edgar/data/1070680/000119312518252756/d583787dex31.htm)\n\n[3.8](https://www.sec.gov/Archives/edgar/data/1070680/000119312519280590/d820064dex31.htm)\n\n \n\n[Certificate of Designations to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated October 25, 2019, filed with the Commission on October 31, 2019 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000119312519280590/d820064dex31.htm)\n\n[3.9](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000027/cfbk-20200602xex3_1.htm)\n\n \n\n[Certificate of Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated May 29, 2020, filed with the Commission on June 2, 2020 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000027/cfbk-20200602xex3_1.htm)\n\n[3.10](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000033/cfbk-20200728xex3_1.htm)\n\n \n\n[Amendment to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated July 28, 2020, filed with the commission on July 20, 2020 (File No. 0-25045)](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000033/cfbk-20200728xex3_1.htm)\n\n[3.11](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000037/cfbk-20200630xex3_10.htm)\n\n \n\n[Certificate of Incorporation, as amended, of the registrant (incorporated by reference to Exhibit 3.10 to the registrant’s Form 10-Q for the quarter ended June 30, 2020, filed with the Commission on August 12, 2020 (File No. 0-25045)) [This document represents the Certificate of Incorporation of the registrant in compiled form incorporating all amendments. This compiled document has not been filed with the Delaware Secretary of State.]](https://www.sec.gov/Archives/edgar/data/1070680/000107068020000037/cfbk-20200630xex3_10.htm)\n\n[3.12](https://www.sec.gov/Archives/edgar/data/1070680/000119312524024835/d718453dex31.htm)\n\n \n\n[Certificate of Designations to Certificate of Incorporation of the registrant (incorporated by reference to Exhibit 3.1 to the registrant’s Current Report on Form 8-K dated February 5, 2024, filed with the Commission on February 6, 2024 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000119312524024835/d718453dex31.htm)\n\n[3.13](https://www.sec.gov/Archives/edgar/data/1070680/000095015208002354/l29595aexv3w3.htm)\n\n \n\n[Second Amended and Restated Bylaws of the registrant (incorporated by reference to Exhibit 3.3 to the registrant’s Form 10-K for the fiscal year ended December 31, 2007, filed with the Commission on March 27, 2008 (File No. 0-25045))](https://www.sec.gov/Archives/edgar/data/1070680/000095015208002354/l29595aexv3w3.htm)\n\n[31.1](cfbk-ex31_1.htm)\n\n \n\n[Rule 13a-14(a) Certifications of the Chief Executive Officer](cfbk-ex31_1.htm)\n\n[31.2](cfbk-ex31_2.htm)\n\n \n\n[Rule 13a-14(a) Certifications of the Principal Financial Officer](cfbk-ex31_2.htm)\n\n[32.1](cfbk-ex32_1.htm)\n\n \n\n[Section 1350 Certifications](cfbk-ex32_1.htm)\n\n101.INS\n\n \n\nInline XBRL Instance Document–the instance document does not appear in the Interactive Data File as its XBRL tags are embedded within the Inline XBRL document\n\n101.SCH\n\n \n\nInline XBRL Taxonomy Extension Schema With Embedded Linkbase Documents\n\n104\n\n \n\nCover page formatted as Inline XBRL and contained in Exhibit 101\n\n \n\n50\n\n[Table of Contents](#toc_page)\n\n \n\nCF BANKSHARES INC.\n\nSIGNATURES\n\nPursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.\n\n \n\n \n\n \n\nCF BANKSHARES INC.\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nDated: May 11, 2026\n\n \n\nBy:\n\n/s/ Timothy T. O’Dell\n\n \n\n \n\n \n\n \n\nTimothy T. O’Dell\n\n \n\n \n\n \n\n \n\nPresident and Chief Executive Officer\n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\n \n\nDated: May 11, 2026\n\n \n\nBy:\n\n/s/ Kevin J. Beerman\n\n \n\n \n\n \n\n \n\nKevin J. Beerman\n\n \n\n \n\n \n\n \n\nExecutive Vice President and Chief Financial Officer\n\n \n\n \n\n51"}