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able of Contents](#i008e31b7022c4527a7af91f6a624fbd5_7)\n\nUNITED STATES\n\nSECURITIES AND EXCHANGE COMMISSION\n\nWASHINGTON, D.C. 20549\n\nFORM 10-Q\n\n (Mark one)\n\n☑       QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. \n\nFor the quarterly period ended March 31, 2026.\n\n☐       TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934. \n\nFor the transition period from _____________________ to _____________________.\n\nCommission file number 0-4604\n\nCINCINNATI FINANCIAL CORPORATION\n\n(Exact name of registrant as specified in its charter)\n\nOhio 31-0746871\n\n(State or other jurisdiction of\nincorporation or organization)(I.R.S. Employer Identification No.)\n\n6200 S. Gilmore Road, Fairfield,Ohio 45014-5141\n\n(Address of principal executive offices) (Zip code)\n\nRegistrant's telephone number, including area code: (513) 870-2000\n\nN/A\n\n(Former name, former address and former fiscal year, if changed since last report)\n\nSecurities registered pursuant to Section 12(b) of the Act:\n\nTitle of each classTrading Symbol(s)Name of each exchange on which registered\n\nCommon stockCINFNasdaq Global Select Market\n\nIndicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. \n\n☑Yes ☐ No\n\nIndicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).\n\n☑Yes ☐ No\n\nIndicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a nonaccelerated filer, a smaller reporting company or an emerging growth company. See definition of \"large accelerated filer,\" \"accelerated filer,\" \"smaller reporting company\" and \"emerging growth company\" in Rule 12b-2 of the Exchange Act.\n\n☑ Large accelerated filer ☐ Accelerated filer ☐ Nonaccelerated filer ☐ Smaller reporting company\n\n☐ Emerging growth company\n\nIf an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐\n\nIndicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act):\n\n☐Yes ☑ No\n\nAs of April 22, 2026, there were 154,686,742 shares of common stock outstanding.\n\n[Table of Contents](#i008e31b7022c4527a7af91f6a624fbd5_7)\n\nCINCINNATI FINANCIAL CORPORATION AND SUBSIDIARIES\n\nFORM 10-Q FOR THE QUARTER ENDED March 31, 2026\n\n \n\nTABLE OF CONTENTS\n\n \n\n[Part I – Financial Information](#i008e31b7022c4527a7af91f6a624fbd5_10)\n\n[3](#i008e31b7022c4527a7af91f6a624fbd5_10)\n\n    [Item 1. Financial Statements (unaudited)](#i008e31b7022c4527a7af91f6a624fbd5_13)\n\n[3](#i008e31b7022c4527a7af91f6a624fbd5_13)\n\n          [Condensed Consolidated Balance Sheets](#i008e31b7022c4527a7af91f6a624fbd5_16)\n\n[3](#i008e31b7022c4527a7af91f6a624fbd5_16)\n\n          [Condensed Consolidated Statements of Income](#i008e31b7022c4527a7af91f6a624fbd5_19)\n\n[4](#i008e31b7022c4527a7af91f6a624fbd5_19)\n\n          [Condensed Consolidated Statements of Comprehensive Income](#i008e31b7022c4527a7af91f6a624fbd5_22)\n\n[5](#i008e31b7022c4527a7af91f6a624fbd5_22)\n\n          [Condensed Consolidated Statements of Shareholders’ Equity](#i008e31b7022c4527a7af91f6a624fbd5_25)\n\n[6](#i008e31b7022c4527a7af91f6a624fbd5_25)\n\n          [Condensed Consolidated Statements of Cash Flows](#i008e31b7022c4527a7af91f6a624fbd5_28)\n\n[7](#i008e31b7022c4527a7af91f6a624fbd5_28)\n\n          [Notes to Condensed Consolidated Financial Statements (unaudited)](#i008e31b7022c4527a7af91f6a624fbd5_31)\n\n[8](#i008e31b7022c4527a7af91f6a624fbd5_31)\n\n    [Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations](#i008e31b7022c4527a7af91f6a624fbd5_73)\n\n[29](#i008e31b7022c4527a7af91f6a624fbd5_73)\n\n          [Safe Harbor Statement](#i008e31b7022c4527a7af91f6a624fbd5_76)\n\n[29](#i008e31b7022c4527a7af91f6a624fbd5_76)\n\n          [Corporate Financial Highlights](#i008e31b7022c4527a7af91f6a624fbd5_79)\n\n[32](#i008e31b7022c4527a7af91f6a624fbd5_79)\n\n          [Financial Results](#i008e31b7022c4527a7af91f6a624fbd5_88)\n\n[40](#i008e31b7022c4527a7af91f6a624fbd5_88)\n\n          [Liquidity and Capital Resources](#i008e31b7022c4527a7af91f6a624fbd5_112)\n\n[55](#i008e31b7022c4527a7af91f6a624fbd5_112)\n\n          [Other Matters](#i008e31b7022c4527a7af91f6a624fbd5_121)\n\n[59](#i008e31b7022c4527a7af91f6a624fbd5_121)\n\n    [Item 3. Quantitative and Qualitative Disclosures about Market Risk](#i008e31b7022c4527a7af91f6a624fbd5_124)\n\n[59](#i008e31b7022c4527a7af91f6a624fbd5_124)\n\n    [Item 4. Controls and Procedures](#i008e31b7022c4527a7af91f6a624fbd5_142)\n\n[66](#i008e31b7022c4527a7af91f6a624fbd5_142)\n\n[Part II – Other Information](#i008e31b7022c4527a7af91f6a624fbd5_145)\n\n[67](#i008e31b7022c4527a7af91f6a624fbd5_145)\n\n    [Item 1. Legal Proceedings](#i008e31b7022c4527a7af91f6a624fbd5_148)\n\n[67](#i008e31b7022c4527a7af91f6a624fbd5_148)\n\n    [Item 1A. Risk Factors](#i008e31b7022c4527a7af91f6a624fbd5_151)\n\n[67](#i008e31b7022c4527a7af91f6a624fbd5_151)\n\n    [Item 2. Unregistered Sales of Equity Securities and Use of Proceeds](#i008e31b7022c4527a7af91f6a624fbd5_154)\n\n[68](#i008e31b7022c4527a7af91f6a624fbd5_154)\n\n    [Item 5. Other Information](#i008e31b7022c4527a7af91f6a624fbd5_157)\n\n[69](#i008e31b7022c4527a7af91f6a624fbd5_157)\n\n    [Item 6. Exhibits](#i008e31b7022c4527a7af91f6a624fbd5_160)\n\n[70](#i008e31b7022c4527a7af91f6a624fbd5_160)\n\nCincinnati Financial Corporation First-Quarter 2026 10-Q\n\nPage 2\n\n[Table of Contents](#i008e31b7022c4527a7af91f6a624fbd5_7)\n\nPart I – Financial Information"}